Terms of Use

1. Agreement to Terms

By accessing or using the Azure Cedar Financial Management School website ("Site"), you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our Site.

2. Description of Services

Azure Cedar provides financial education courses and workshops for children, teenagers, and adults. Our Site provides information about these services, allows users to make enquiries, and facilitates course registration.

Our services are educational in nature. We do not provide regulated financial advice, and our courses should not be considered a substitute for professional financial planning services.

3. Use of the Site

You agree to use this Site only for lawful purposes and in a manner that does not infringe the rights of, restrict, or inhibit anyone else's use of the Site. Prohibited conduct includes:

• Using the Site in any way that violates applicable laws or regulations
• Attempting to gain unauthorised access to any part of the Site
• Transmitting any harmful code or malware
• Collecting or harvesting user information without consent
• Using automated systems to access the Site without permission

4. Intellectual Property

All content on this Site, including text, graphics, logos, images, and software, is the property of Azure Cedar Financial Management School or its content suppliers and is protected by UK and international copyright laws.

You may view, download, and print pages from the Site for your personal, non-commercial use, provided you do not modify the content and retain all copyright notices.

5. Course Bookings and Payments

Booking Confirmation

Course bookings are confirmed only upon receipt of full payment (or first instalment where payment plans are offered). We reserve the right to decline any booking at our discretion.

Pricing

All prices displayed on our Site are in British Pounds (GBP) and include VAT where applicable. We reserve the right to change prices at any time, but changes will not affect confirmed bookings.

Cancellation Policy

• Cancellations made more than 14 days before course start: Full refund
• Cancellations made 7-14 days before course start: 50% refund or transfer to future course
• Cancellations made less than 7 days before course start: No refund, but transfer may be possible subject to availability

We reserve the right to cancel or reschedule courses due to insufficient enrolment or unforeseen circumstances. In such cases, full refunds will be provided.

6. Educational Disclaimer

The content and materials provided through our courses are for educational purposes only. They are intended to provide general information about financial management concepts and should not be construed as:

• Professional financial advice
• Investment recommendations
• Tax advice
• Legal counsel

Individual financial circumstances vary significantly. We strongly recommend consulting with qualified, regulated professionals before making significant financial decisions.

7. Limitation of Liability

To the fullest extent permitted by law, Azure Cedar Financial Management School shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from:

• Your use of or inability to use the Site
• Any financial decisions made based on our educational content
• Errors or omissions in our content
• Unauthorised access to or alteration of your transmissions or data

Our total liability for any claim arising from your use of the Site or our services shall not exceed the amount you paid for the relevant course.

8. Third-Party Links

Our Site may contain links to third-party websites. These links are provided for convenience only, and we do not endorse or accept responsibility for the content, privacy policies, or practices of third-party sites.

9. Modifications to Terms

We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to the Site. Your continued use of the Site following any changes indicates your acceptance of the modified terms.

10. Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of England and Wales. Any disputes arising from these terms or your use of the Site shall be subject to the exclusive jurisdiction of the courts of England and Wales.

11. Severability

If any provision of these Terms of Use is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall continue in full force and effect.

12. Contact Information

For questions about these Terms of Use, please contact us:

Azure Cedar Financial Management School
47 Park Row
Leeds, LS1 5JL
United Kingdom

Email: [email protected]